All Posts by Dr. Linda


Hi Patrons & All, Effective 12/1/18,, our student loan consultation and mentorship program for young adults, will be taken down for some months while we restructure the business.    After much thought, the mentors of Just Do It Afraid realize the business needs an overhaul. The first issue is the Patreon platform itself.  Despite […]

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Saving Money- Two Quotes to Ponder

“Do not save what is left after spending; instead spend what is left after saving.” ― Warren Buffett   “It’s unfortunate how some people complain about being financially unstable, yet they use their last savings to acquire material things.” ― Edmond Mbiaka  Dr. Linda  

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Make Payments on Time to Protect Your Credit Score

Your credit report can be a great asset in life. However, if you don’t maintain a good credit history then your credit report has the potential to become a liability. Making timely payments on loans, utilities, and credit cards etc. is something that you should always strive to do if you want good credit. You […]

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Credit Report: How Accurate is Yours?

Your credit report contains important financial information that affects the likelihood of obtaining loans in the future. Whether you need to apply for an auto loan, a mortgage, or even a credit card, this report will be important. Lenders are responsible for updating the information on your credit report, but mistakes are sometimes made. You […]

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What Is Your Mind Focused on?

What you focus your mind on will control you! What you think about is what you become. Do not meditate on your problems but on the positive. Doing this will allow you to think clearly and reasonably. In all situations focus on the positive!

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