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"I've had a lot of worries in my life, most of which never happened" (Mark Twain)
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Hi Patrons & All, Effective 12/1/18, JustDoItAfraid.com, our student loan consultation and mentorship program for young adults, will be taken down for some months while we restructure the business. After much thought, the mentors of Just Do It Afraid -
“Do not save what is left after spending; instead spend what is left after saving.” ― Warren Buffett “It’s unfortunate how some people complain about being financially unstable, yet they use their last savings to acquire material things.” ― Edmond -
Your credit report can be a great asset in life. However, if you don’t maintain a good credit history then your credit report has the potential to become a liability. Making timely payments on loans, utilities, and credit cards etc. -
Your credit report contains important financial information that affects the likelihood of obtaining loans in the future. Whether you need to apply for an auto loan, a mortgage, or even a credit card, this report will be important. Lenders are -
What you focus your mind on will control you! What you think about is what you become. Do not meditate on your problems but on the positive. Doing this will allow you to think clearly and reasonably. In all situations -
Your credit report is one of the most important aspects of your financial life. It provides a history of your credit transactions with banks and other lenders. Your credit report impacts your ability to get credit for things like buying -
Just as loans require interest payments, any money that you deposit in an interest-bearing savings account will also attract interest. In our last mini lesson on interest, we look at how interest works when you save. Interest on Savings Simple -
In our second mini lesson on interest, we will learn how interest rate and APR work when you borrow money from a financial institution. Interest on Money That is Borrowed When you borrow money, interest is what you are charged -
The next three posts will be bite-sized lessons on understanding the financial aspects of interest. In this first lesson, we will look at what interest is and the difference from an APR. As you learn to manage your money, including both