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"I've had a lot of worries in my life, most of which never happened" (Mark Twain)
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Your credit report is one of the most important aspects of your financial life. It provides a history of your credit transactions with banks and other lenders. Your credit report impacts your ability to get credit for things like buying -
Just as loans require interest payments, any money that you deposit in an interest-bearing savings account will also attract interest. In our last mini lesson on interest, we look at how interest works when you save. Interest on Savings Simple -
In our second mini lesson on interest, we will learn how interest rate and APR work when you borrow money from a financial institution. Interest on Money That is Borrowed When you borrow money, interest is what you are charged -
The next three posts will be bite-sized lessons on understanding the financial aspects of interest. In this first lesson, we will look at what interest is and the difference from an APR. As you learn to manage your money, including both -
Do you know what to do if you become a victim of identity (ID) theft? In our last post on this topic, we learned that millions of individuals are victims of ID theft every year. We also learned that you -
Millions of people become victim of identity (ID) theft each year. You cannot completely prevent ID theft from occurring however you can minimize your risk. This is a four-part lesson on ID theft. In our first lesson, we learn what ID -
Identity (ID) theft is the fastest growing crime in the U.S. and over 10 million people become victim to this crime every year. It is important that you remain vigilante. This is a four part lesson on ID theft. In -
We are going strong in our 7th month. Thank you members for your continued patronage. Here is our monthly summary of lessons learned in July. Lessons from our articles In our first article, Where is all my money going?, we focused -
Identifying an identity thief can be difficult. Most ID thieves are average men and women. It can be your roommate, neighbor, family member, friends, co-worker, employer or employee. The number one way ID theft occurs is through family and friends,