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Saving Money- Two Quotes to Ponder

“Do not save what is left after spending; instead spend what is left after saving.” ― Warren Buffett   “It’s unfortunate how some people complain about being financially unstable, yet they use their last savings to acquire material things.” ― Edmond Mbiaka  Dr. Linda  

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Make Payments on Time to Protect Your Credit Score

Your credit report can be a great asset in life. However, if you don’t maintain a good credit history then your credit report has the potential to become a liability. Making timely payments on loans, utilities, and credit cards etc. is something that you should always strive to do if you want good credit. You […]

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Credit Report: How Accurate is Yours?

Your credit report contains important financial information that affects the likelihood of obtaining loans in the future. Whether you need to apply for an auto loan, a mortgage, or even a credit card, this report will be important. Lenders are responsible for updating the information on your credit report, but mistakes are sometimes made. You […]

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What’s a Credit Report & Why is it Important?

Your credit report is one of the most important aspects of your financial life.  It provides a history of your credit transactions with banks and other lenders.  Your credit report impacts your ability to get credit for things like buying a home, to getting the job that you want. There are three main credit reporting […]

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How Interest Works When You Save

Just as loans require interest payments, any money that you deposit in an interest-bearing savings account will also attract interest. In our last mini lesson on interest, we look at how interest works when you save. Interest on Savings Simple interest of 5% on a savings balance of $100 would result in a gain of […]

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