ONLINE VIDEO COURSE
Course Length = 1 hour & 39 min
"I took the time to research what you need to know about how to effectively use credit, charge & debit cards & how to read your credit report & score. With 7 instructional lessons over 1.5 hours, I am confident you will feel empowered to tackle this life skill".
Dr. Linda Barthelus / Life Skills Instructor
Lesson 1: What is credit?
Criteria to qualify for credit, how your creditworthiness is determined, & more
Lesson 2: How debit, credit & charge cards work
The purpose & function of payment cards, how to avoid fees, how to properly store & dispose of payment cards
Lesson 3: Credit card transactions & terms
Understanding different terms including APR, annual fee & limit, as well as how to avoid unnecessary debt
Lesson 4: What is a credit report?
The purpose of a credit report, what information is tracked, 3 main credit reporting agencies, how to get a free copy of your credit report & more
Lesson 5: How to review your credit report
How information is added to your credit report, how late payments are reported,, what to look for when reveiwing the report, how to dispute inaccurate information & more
Lesson 6: Identity theft & how it affects credit
How identity (ID) theft occurs & affect your credit, what do do to minimize your risk of ID theft, what to do if you are a victim of ID theft & more
Lesson 7: Understanding your credit score
Purpose of a credit score & how its calculated & how to get your score
This life skill is very necessary for your adult life because how you manage your credit affects your financial stability.
This course will help understand the most effective way to use and protect your credit and help you face this life skill with confidence and avoid costly mistakes.
There are alot of information online about credit, including credit report and score. This course takes provides the most relevant information you need to know as a young adult to confidently help you gain financial stability.
Many young adults do not understand the first thing about credit...and reading their credit report is foreign to them. This course takes the fear and confusion on what a credit report is, where the information on the report comes from and how it is reported and more importantly how to improve your credit.
Information reported on your credit report must be accurate because it has great impact on your creditworthiness. This course explains how to dispute the inaccurate information on this report.
With solid knowledge on how credit works, how to effectively manage your payment cards & improve your creditworthiness... you will in a solid position to take advantage of all credit has to offer.
If you get any lesson, watch the ones on what credit is, credit report and identity theft. The information was so to the point and you can tell the instructor knew what she was talking about. My problem is that I do not have any credit yet. Now I know what to do to get good credit and not a bad one.
Life Skills Instructor exists to offer real-life instruction in a convenient online platform to those who are moving into adulthood and need a bit of guidance along the way.
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